GOOD DAY AND GOOD NEWS!
Tuesday, June 30, 2009 at 3:38PM Sometimes you get to have a really great day helping others. That's the way we design our days: help others and you don't have to worry about the rest....
So today, I had a client call me. It is a client who went through our LEAP (Lifetime Economic Acceleration Process) and decided on a financial strategy that involved keeping a small whole life insurance policy on their child. He and his wife did this almost six years ago. They actually did not buy the policy through us - but they had no idea what they had bought - as most consumers don't... once the sale is made, they never hear from their "professional" again.
We came to understand that one of their children has been determined to have autism - a very severe communicative disorders (remember, I was a Speech Pathologist for 20 plus years). We encouraged the family to apply for Social Security Disability. We also were able to confirm for them that they had purchased "Premium Wavier" in the case of a disability. What this means is that if the insured becomes diagnosed as disabled, the insurance company will pick up the tab for the insurance premium FOR THE REST OF THE INSURED'S LIFE!! What's more, this policy also allows them to increase coverage at certain age milestones! What a blessing this is for this struggling family!
We have heard many people tell horrible stories about whole life insurnace. We've also read where "experts" caution people not to buy insurance if the person selling it to you is going to earn a commission. Misguided wisdom. We are so honored that we were able to help this family and I guarantee you - they will be friends for life!
If you would like to receive personal service from like-kind souls who are thrilled to prosper you - we would be honored to serve you as we have our "friends" who parent an exceptionally brilliant autistic child.
$$$ Call for a no-obligation consult of how we can prosper you through LEAP $$$
866-990-9332 (WEFA)
Noel |
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