Thursday
Oct152009

Study proves only that ‘watchdog’ group doesn’t understand GA

Posted by Charles Spence · October 14, 2009

WASHINGTON, D.C. — Another alleged independent group has come out with a study of airport financial grants and revealed that they, too, know little about aviation.

The study, released by a “watchdog” group that looks into government spending, says it found “billions of dollars flowing to low priority airports.”

A release from Subsidyscope, an initiative of the Pew Economic Policy Group of the Pew Foundation, which released the study, said between 2005 and 2009, more than $2 billion was granted for more than 3,100 airport projects it called “low priority.”

The group said these airports received priority ratings below the FAA’s threshold for projects consistent with national goals and objectives. The report also cited how the funds are secured from fuel and ticket taxes, adding that the money came mostly from “passengers using large commercial airports.”

When the report was released, FAA officials tried to set the record straight by pointing out that there are many factors that govern grants, such as safety, security, and impact on system capacity.

One example of the organization’s lack of understanding of the value of airports is this statement: “Subsidyscope analysis also reveals that a number of small airports that accommodate as few as one paying passenger each year received significant amounts of federal funding from AIP.” Statements such as these show Subsidyscope officials are under the impression that airports are only for passenger service and never used for air ambulance, fire fighting, business travel, air taxi, and a myriad of other missions.

The obvious lack of understanding of airport financing revealed in the study confirms what people who conduct studies and surveys know: “Tell me what you want to show and I’ll get the research to prove it.”

Ironically, on the day the study was released, general aviation received a boost from Georgia Governor Sonny Perdue, who issued a strong proclamation recognizing the important role that aviation plays in Georgia’s economy and for towns and communities across the state.

Tuesday
Oct132009

KEY HOUSE MEMBERS WORK AGAINST FEE

As the Office of Management and Budget begins to form its plans for the fiscal 2011 budget, two key House members have begun a lobbying effort against potential aviation user fee proposals for fiscal 2011.

House aviation subcommittee chairman Jerry Costello (D-Ill.) and ranking Republican Thomas Petri (R-Wis.) circulated a letter within the House asking President Obama to keep potential general aviation user fees out of the fiscal 2011 budget. Both lawmakers offered their support instead to continuation of the aviation excise taxes.

"The current system of aviation excise taxes has proven to be a stable and efficient source of funding for our aviation system," the letter stated, adding, "We believe that user fees will place an undue administrative burden, and associated costs, on system users - particularly small businesses and general aviation users."

The letter noted efforts of past administrations to pursue user fees. "The House has opposed this approach in legislation to reauthorize the FAA in both the 110th and 111th Congresses. Therefore, proposing user fees to finance the FAA would be a nonstarter in the House and a major distraction from the number one priority, the Next Generation Air Transportation System (NextGen)," the letter said.

Costello and Petri were hoping to collect signatures on the letter before sending it to Obama. "We want to make it clear that a user fee proposal will not be well received in the House," Costello said.

Industry groups, meanwhile, have appealed to lawmakers to pass a long-term FAA reauthorization bill as soon as possible.

More than 30 industry groups and unions - including most general aviation groups - recently signed a letter to senators stressing "the importance of passing a comprehensive, multiyear reauthorization." The FAA's authorization has been extended numerous times over the past two years, and this "highlights how critically overdue this important legislation has become," the groups said.

While associations have individually lobbied for passage of the reauthorization bill, the letter marks the most significant joint appeal. "The aviation community stands united in its recognition of the importance of enacting multiyear FAA reauthorization legislation," the letter said.

The House has passed its version of the reauthorization bill, but the Senate has yet to follow. Despite a congested calendar, a senior Senate staffer believes there is still a very good chance that the FAA reauthorization bill can be finished this year.

Senate leaders recognize that the bill should be passed before year's end, a staff member from the Senate aviation subcommittee said at the Air Traffic Control Association's annual conference last week. The staffer said the Senate would probably need to have its bill approved by November to leave enough time for a House/Senate conference.

The Commerce Committee has approved the bulk of the bill, but the Finance Committee has to contribute its proposals on tax changes. Although the Finance Committee is heavily involved in the health care debate, there is "tremendous pressure" on the committee - from lobbyists and Senate leadership - to finish its work on the FAA bill this month, the staffer said.

Monday
Oct122009

Disability Income Insurance 101

 

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What is disability income insurance?
Disability income insurance provides you with replacement income if you are unable to work due to an illness or injury. Disability income insurance can help cover your medical bills, your house payment and other monthly expenses.

What's the benefit to having disability income insurance?
One of your most valuable possessions is your ability to earn a living. Take away your income and it’s amazing how quickly you could incur large debt -- just trying to cover your regular monthly expenses. 

Plus, as an individual disability income insurance product, it is "portable." That means you own the policy and it stays with you even if you change jobs.

What are the different types of disability income insurance?
Disability income insurance policies typically come with one or more of the following features:

  • Noncancellable: Guarantees that as long as you pay the premiums, your disability insurance policy can’t be cancelled and typically locks in the premium rate for a set number of years.
  • Guaranteed renewable: For short-term needs, this policy guarantees that you can renew the policy with the same benefits as long as you continue to pay the premium. There is the possibility that your premium will increase.
  • Yearly-renewable term: For short-term needs, this type of policy has a scheduled annual premium increase.
  • Participating policies: Provides the company may declare a dividend depending on the company's claims, experience that year, earnings on the company's investment and company's operating expenses. Dividends are not guaranteed.

Who needs it?
Whether you're single, married, have children, or own a business, a disability that keeps you out of work can be costly. To continue your standard of living in the case of a disability, it's important to have this coverage.

You might like to know ...
Insuring against disability has not been a high priority for most workers because many assume they're already covered through Social Security, Workers Compensation or employer plans.

You might be surprised to find out that only 39 percent of the 2.1 million workers who applied for Social Security disability benefits in 2005 were approved. And, 90 percent of disabilities are not work related, according to www.life-line.org. 

Your questions answered ...

Q: I have disability coverage through my employer ... is that enough?
A:
If your employer offers disability coverage, take the time to find out if it's sufficient to meet your income replacement needs. If it's not, you can purchase coverage on your own. One of the benefits of individual coverage is that it can follow you even when you change jobs.

Q: How much disability income insurance do I need?
A:
Find out how much disability income insurance you may need by using this simple calculator (from Life and Health Insurance Foundation for Education), or by discussing your situation with an Ohio National representative.

Talk to your Ohio National representative to determine if one of Ohio National's disability income insurance products may be right for you.



Disability income insurance is issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to conduct business and products not distributed in Alaska, Hawaii and New York. Disability income insurance is not available in California and Maine.

Friday
Oct092009

HINTS FOR HOMEBUILDERS VIDEOS SURPASS 1 MILLION PLAYS 


In little more than 18 months, EAA's "Hints For Homebuilders" aircraft
construction videos have become the most-watched building tips series on
the Internet, as the series has now surpassed 1 million plays.  The
series of more than 100 videos on various areas of aircraft construction
and restoration, features experienced aircraft builders, restorers and
teachers doing hands-on activities that allow viewers to learn the
skills and procedures to use on their own projects.  The videos include
all aspects of aircraft construction using a variety of tools and
materials.  The 'Hints for Homebuilders' online series is exactly the
type of information that aircraft builders and restorers demand.  The
segments supply straightforward, practical tips that can immediately be
used in a person's individual project.  We look forward to adding more
segments to the series in the near future.  The entire series of videos,
produced by EAA Television, is available online at
http://www.eaa.org/video/homebuilders.html.

Wednesday
Oct072009

For Women Only

As an entrepreneur, are you:

  • Feeling frustrated?

  • Worried about the current economic climate, and whether you have what it takes to make it?

  • Wondering if you’re playing big enough?

  • Wondering why all the fabulous marketing and selling techniques you’ve been learning from all the right gurus don’t seem to be producing the BIG RESULTS for you that it has for them?

  • Stirred by something deep inside that’s telling you there’s something missing in your life and business

My name is Carolyn Ellis and I’m a coach, award-winning author, and creator of the THRIVE Principles ™ as well as a business owner.

I was attending a marketing event recently and had a realization. I saw so many women standing up to offer their services and declare their dreams, but at this event it became clear to me that internally these women weren’t fully ready to own their brilliance.

I could hear it in their lack of conviction and clarity when they spoke about why someone should do business with them.

I could feel they were not energetically aligned internally with the business and services they wanted to deliver.

They were unconsciously transmitting their own doubts about their self-worth and abilities!

These women keep signing up for the “next greatest” marketing tool or seminar, trying to build a successful business.

But without a solid grounding internally—emotionally and spiritually—you can layer on all the marketing tools and strategies you want and you'll STILL struggle to attract your ideal clients (not to mention attracting clients and customers in general).

Eventually, if these women don’t dig in and get this fixed, they WILL lose their businesses.

Worse, while they're losing their businesses, they're going to be plagued by doubt, low self-confidence, worry, sleepless nights and more. They're going to sink countless hours and thousands of dollars into saving a business that, quite frankly, isn't save-able because they're trying to build something on a flawed and cracked foundation.

Sign up here

 

And that's not even the worst part of what I'm about to share with you today.

I will be honest with you: the world of business
is changing, right before our eyes.

This sort of unconscious, self-limiting behavior absolutely will not cut it any longer—for three very important reasons.

1) The Shift in Consciousness

There is a shift in consciousness going on that is raising people’s level of awareness.

More than ever before, clients and customers want to work with people who exhibit integrity and authenticity. They are tired of slick marketing techniques – they want to work with people they can trust. People can sense when what you are presenting to the world isn’t in complete alignment with who you are.

Make no mistake: If you are not building your business around WHO YOU AUTHENTICALLY ARE as a person, you will not have what it takes to make it in the new world of business!

2) The Feminine/Masculine Principle

I’m excited by how many amazing and incredible women are becoming conscious entrepreneurs and business owners. (If you found your way to this page, I suspect you are probably one of them.) Women are uniquely positioned to play a key role in the evolution our society is experiencing – by bringing a feminine style of leadership to their businesses, their families and their communities.

These women see their businesses as a vehicle to express their purpose on the planet. They are passionate about making a difference in the lives of others. They value connections and relationships. They know that it’s through creating profitable and thriving businesses that we can multiply our impact on the world exponentially.

BUT…..something holds many of these women back—something that women in particular, in embracing the feminine principle in building a business, absolutely MUST overcome in order to be successful: a lack of belief in their true selves.

3) The Law of Attraction

As consciousness shifts and the power of our digital networks increases—in terms of who we do business with, who we know, and how fast we learn about new products and services—the flow of information increases as well.

This means that a lot of the “real world” barriers to gaining new clients are now HISTORY. It’s our “inner game” that becomes more and more important to attracting our ideal clients: the ones who are willing to pay for the unique value we have to offer.

That’s why, if you are not embracing your personal brilliance in building your business today, you are wasting your time with learning savvy marketing and selling techniques. Period!

Author Marianne Williamson so beautifully expressed the challenge many of us face: “Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness, that most frightens us.”

At this time in society’s development, the world needs YOUR light and brilliance more than ever before—and as a coach and entrepreneur myself, I want to help you achieve that.

That’s why I decided to create the

Unleash Your Brilliance Summit—

a power-packed, one-of-a-kind teleconference for women entrepreneurs on October 6-8, 2009.

The value of this conference to yourself and your business is huge—but because I know just how VITAL this information is to the growth and survival of so many women entrepreneurs at this time, I’m inviting you to join me on these live calls as my guest.

That’s right – the price of you joining me and my guests on October 6-8 is ABSOLUTELY FREE!

Sign up here